CROSS-BORDER FINANCE, RUN LIVE
See your operations, taxes, and cash — built for foreign-owned U.S. companies.
Garzon Meridian is the finance team that runs your books, coordinates your tax position all year, and puts your idle cash to work. One system. One team. Always on.
REPORTING SPEED
2.4x
Faster monthly close
TAX VISIBIlITY
100%
Fillings on time
TAX VISIBIlITY
360º
Global cash visibility
A bookkeeper. A tax preparer. A banker. And nobody who owns the whole picture.
The numbers never quite line up. You’re unsure what to pay yourself, and you learn where you stood weeks after the month closed — with a tax problem brewing you can’t see yet. That’s not a staffing gap. It’s a coordination gap, and it’s expensive.
One financial function instead of four disconnected ones.
01
Runs your books
Cleanly and continuously — so the data underneath every decision is right.
02
Everything live
Cash, runway, margins, and what’s coming, in a financial app you can open any day.
03
Keep more money
Proactive, CPA-led tax strategy planned all year, not scrambled in April.
04
Put your cash to work
Through a licensed advisory layer. Most outsourced-finance firms can't do this. We can.
THE LIVE COCKPIT
Stop running a month behind.
Open Garzon Meridian any day and see your real cash position, how many months of cash you have left, and which customers and products earn the best margins. If cash starts trending tight, you'll know weeks early — in time to act.
CASH FORECAST · 180 DAYS
Know exactly where you stand — and pay only what you owe.
A [20-min] call — a real price and your top 3 priorities, in English or Spanish. No hard sell.
Run by Edgar Ochoa — Investment Adviser Representative · cross-border finance. Investment advisory services offered through empiriKal Partners LLC, a Registered Investment Adviser.
PROACTIVE TAX · CPA-LED
Keep more of what you earn.
Every dollar legal, documented, defensible.
Most owners overpay tax because no one plans ahead. The moves that matter — how you pay yourself, when you time big purchases, which structures you qualify for — only work before year-end. Garzon Meridian CPA-led strategy is built in, not bolted on at tax season.
ILLUSTRATIVE EXAMPLE
Restructure how you're free. Time your equipment purchases. Planning ahead can meaningfully change what you owe — legally and with documentation. — The goal is simple: no missed elections, no year-end surprises, and a documented position behind every choice.
TREASURY · LICENSED ADVISORY
Your reserve cash shouldn’t sit idle while you sweat payroll and taxes.
OWNER WEALTH · PLANNING & RETIREMENT
Your business isn’t your only balance sheet. You are one too.
Most owners run a clean company and an improvised personal plan. How you pay yourself, what you keep in which country, when you can step back, what happens to the business and the family if you don't get to choose the timing — these questions get postponed every year, because no one owns them.
Garzon Meridian does. The same team that runs your company's finances builds your personal plan alongside it: investment management for your portfolio and retirement accounts, high-earner retirement structures set up before year-end, and estate and succession strategy coordinated with qualified attorneys and tax professionals — for families whose lives and assets cross borders.
One conversation covers both sides of your balance sheet. In English or Spanish. On both sides of the border.
MIAMI · EN / ES
Cross-border complexity isn’t the exception. It’s what we’re built for.
Run a U.S. company with foreign owners, family or entities abroad, or money crossing borders? Your finances aren’t “a small business with extra steps.” Garzon Meridian is built in Miami and works in English and Spanish. Cross-border ownership is the normal case here — because for the owners we serve, it is.
A finance department, scoped to where you are.
Foundation
The ground everything stands on
Clean continuous books, the live dashboard, and a targeted compliance baseline.
Growth
For a real CFO function
Full financial planning & analysis, monthly CFO strategy, proactive tax coordination.
Strategic
For complex situations
Multiple entities, cross-border structure, fundraising or a sale, board reporting.
Treasury & Wealth
Owner-wealth coordination
Cash management plus estate, retirement, and wealth planning for the cross-border family.
Pricing is built around your business, not a menu. The fastest way to a real number is a Financial Health Audit.
FULL-SERVICE · CROSS-BORDER
Areas of specialization
One team across the whole financial picture — operating finance and owner-wealth, for cross-border families.
- Virtual CFO & Bookkeeping
Clean continuous books and a real CFO function — the operating core.
- Proactive Tax Strategy
CPA-led, planned all year so less goes to the IRS, legally.
- Treasury & Cash
Clean continuous books and a real CFO function — the operating core.
- Cross-Border Compliance
Beneficial ownership, and related-party flows — the Clean Room.
- Due Diligence Advisory
Informed decisions on investments, partnerships, and business ventures.
- Business Advisory
Strategic planning and financial insight as the business grows.
- Estate Planning
Protect assets and provide for the cross-border family across borders.
- Retirement Planning
High-earner retirement vehicles, structured before year-end.
- Wealth Management
Owner-wealth coordination through the licensed advisory layer.
REQUEST YOUR AUDIT
Book your Financial Health Audit.
A free, clear-eyed read on where your finances actually stand — and a concrete 90-day plan.
Choose a date & time
Available times —
ALSO FOR
Cross-border isn’t the only fit.
Advisors & fractional CFOs
Refer a cross-border client, or bring us in as the finance bench behind your engagements. We stay in our lane — books, tax, reporting — so you stay the trusted advisor.
U.S.-based owners
Not cross-border? We also work with domestic owners who want the same discipline: clean books, proactive tax, and a real-time cockpit. The cross-border tooling just waits until you need it.